International health care
Choose Your Plan
Three plans designed for expats and international travelers — all powered by the Globalwide Smart Health Card for real-time, cashless medical payments worldwide.
Our flagship plan — unlimited annual maximum, full in & out-patient cover, dental, vision, maternity, and mental health. The complete package for expats who want total peace of mind.
- Unlimited annual maximum
- Full out-patient cover
- Dental & vision included
- Maternity & newborn care
- Mental health support
A solid all-round plan with $1.5M annual maximum, full in-hospital cover, out-patient consultations, and emergency repatriation. Ideal for most expats and families.
- $1,500,000 annual maximum
- Full in-hospital cover
- Out-patient consultations
- Emergency repatriation
- Telemedicine 24/7
Essential in-hospital and emergency coverage for those who want core protection at a lower premium. Includes the Globalwide Smart Health Card and 24/7 emergency support.
- $500,000 annual maximum
- In-hospital cover
- Emergency evacuation
- Smart Health Card
- 24/7 emergency helpline
Side by Side
Full Coverage Comparison
All plans include the Globalwide Smart Health Card for real-time cashless payments.
| Benefit | Gold | Silver | Bronze |
|---|---|---|---|
| In-Hospital Benefits | |||
| Overall Annual Maximum Benefit | Unlimited | $1,500,000 | $500,000 |
| In-Hospital Treatment & Surgery | |||
| Intensive Care Unit (ICU) | |||
| Anaesthetist & Specialist Fees | |||
| Nursing Care | |||
| Diagnostic Tests & Lab (In-Hospital) | |||
| Prescribed Drugs & Medicines (In-Hospital) | |||
| Surgical Appliances & Prosthetics | |||
| Organ Transplant | |||
| Cancer Treatment (In-Hospital) | |||
| Congenital Conditions | |||
| Mental Health (In-Hospital) | |||
| Maternity — Normal Delivery | |||
| Maternity — Caesarean Section | |||
| Newborn Care (first 30 days) | |||
| Pre-existing Conditions | Subject to review | Subject to review | |
| Out-Patient Benefits | |||
| General Practitioner Visits | |||
| Specialist Consultations | |||
| Diagnostic Tests & Lab (Out-Patient) | |||
| Prescribed Medicines (Out-Patient) | |||
| Physiotherapy | Up to 30 sessions/yr | Up to 20 sessions/yr | |
| Mental Health (Out-Patient) | Up to 20 sessions/yr | Up to 10 sessions/yr | |
| Chronic Disease Management | |||
| Preventive Care & Vaccinations | |||
| Cancer Treatment (Out-Patient) | |||
| Dental & Vision | |||
| Emergency Dental Treatment | |||
| Routine Dental (check-ups, cleaning) | |||
| Orthodontics | Up to $1,000/yr | ||
| Optical — Eye Tests | |||
| Optical — Glasses / Contact Lenses | Up to $300/yr | Up to $150/yr | |
| Emergency & Assistance | |||
| Emergency Medical Evacuation | |||
| Medical Repatriation | |||
| Repatriation of Mortal Remains | |||
| Emergency Dental (Accident) | |||
| 24/7 Emergency Helpline | |||
| Telemedicine (24/7) | |||
| Globalwide Smart Health Card | |||
| Real-Time Cashless Payment | |||
| No Claim Forms Required | |||
| No Out-of-Pocket Expenses | |||
| Accepted Worldwide (Visa / Mastercard) | |||
Coverage subject to policy terms and conditions. Pre-existing conditions subject to underwriting review. USA coverage available on all plans at double the standard premium.
Included in Every Plan
The Globalwide Smart Health Card
Every plan includes the Globalwide Smart Health Card© — a Mastercard-powered card that pays your medical bills directly and in real-time. No out-of-pocket costs, no claim forms, no waiting.
- Accepted at any provider that takes Visa or Mastercard
- Real-time payment — no reimbursement delays
- Zero paperwork or claim forms
- Works in 190+ countries worldwide
Ready to get covered?
Use our instant calculator to see your personalised premium for Gold, Silver, or Bronze — with or without USA coverage.
GET A QUOTE